Bicycle Accident Injuries
Bicycle Accident Injuries
If you have sustained injuries as a result of being directly involved in a cycling accident which was caused by a motor vehicle and the accident was not your fault then you would be entitled to bring a claim as against the CTP insurer for that vehicle.
ARE YOU ELIGIBLE
TO MAKE A CLAIM?
The Motor Accidents Compensation Act 1999 provides cover to enable riders and their passengers to claim compensation for injury sustained as a result of their involvement in a motor vehicle accident if it can be established that the accident was the fault of the motor vehicle driver. The claim is brought as against the CTP insurer for the vehicle at fault.
The purpose of the Motor Accidents Compensation Act 1999 is to put the injured rider, and any passenger, in the position that they would have been in, or as close to that position as possible, had they not been injured.
WHAT IS YOUR
Once those who have been injured have been provided with proper medical treatment Brydens Lawyers should be consulted for the purpose of determining whether any claim is available for compensation for the injury sustained.
WHAT ARE YOU
ABLE TO CLAIM?
Compensation or damages may be claimed under the following headings.
- Reasonable and necessary treatment expenses may be claimed if you require, or will require, treatment for the injuries which you have sustained. This includes the cost of attending upon a doctor or specialist, physiotherapy, counselling, surgical procedures, hospital fees etc.
- Economic loss or losses of income which have resulted from the injury sustained can also be claimed. If the losses will be carried on into the future after the resolution of your claim same can also be quantified and included in the claim at the time of its resolution. Such claims can be made whether you are employed or self-employed.
- If you have received and require voluntary and/or paid care or assistance with tasks around the home which you were undertaking prior to the accident then you may be able to make a claim for the value of the assistance that has and will continue to be required. Most people are not in a financial position to afford commercial cleaners so family members or friends will offer a helping hand through these difficult times. The value of that voluntary assistance, if same meets certain thresholds imposed by the legislation, can be claimed. Of course, if reasonable and necessary, the claim for the value of that care can also be made for the future, whether same is being provided on a voluntary or commercial basis.
- Non-economic loss or pain and suffering damages can only be claimed if the degree of impairment which results from the injury sustained, either on physical or psychological grounds, has resulted in a whole person impairment of greater than 10. It is only those persons who suffer serious if not horrendous injuries are ever likely to achieve this threshold. The imposition of this threshold is unfair and unjust for the overwhelming majority of persons injured in motorbike accidents who are denied compensation for their pain and suffering. Even though an injured person may be denied compensation for their pain and suffering they can still claim damages under the other headings to which we have referred to above
WHEN SHOULD YOU CONSULT A LAWYER ABOUT MAKING A CLAIM?
Strict time limits apply with respect to the lodging of a claim following your involvement in a motorbike accident. These time limits are as follows:
- The accident must be reported to NSW police within 28 days of having occurred.
- A personal injury claim form must be lodged with the CTP insurer for the vehicle at fault for the accident within six months of the accident.
- Proceedings must be commenced within three years of the date of the accident otherwise the claim could be statute barred.
WHY ARE BRYDEN’S LAWYERS THE RIGHT REPRESENTATION FOR YOU?
Brydens Lawyers have for over 40 years been prosecuting personal injury claims on behalf of persons injured in motor vehicle accidents to ensure that they receive the compensation to which they are entitled.
For over 40 years now Brydens Lawyers has been operating a ‘No Win – No Fee”, policy which, simply put, provides that if a personal injury or compensation client is unsuccessful in their claim then Brydens Lawyers will not raise a tax invoice for having acted on behalf of the client. That is, if the claim is unsuccessful we do not get paid. More information about how this works can be found on our No Win – No Fee page.
LATEST NEWS FROM LEE
An article published by insurancenews.com.au on 22 November 2019 references a reported $876 million net loss by NSW State owned Icare for its workers compensation Nominal Insurer scheme last financial year amid rising medical costs and falling bond yields.
It is reported that gross premiums were in the order of $2.5 billion while net claims expenses/scheme costs were just over $4 billion. That is, there was a reported underwriting loss of almost $2.4 billion while Icare received a net investment revenue of just over $1.6 billion.
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